Kredivo
Quick Start
- Sign up at kredivo.com and obtain API credentials
- Create a terminal in the Admin Console with the parameters below
- Start processing — the adapter is pre-built and ready to use
Overview
Kredivo — #1 pure-play BNPL in Indonesia (8M+ users). OJK P2P lending license. Pay-in-30 (0% for buyer), installments 3-12 months.
| Provider ID | kredivo |
| Category | Buy Now, Pay Later |
| Website | kredivo.com |
Supported operations: start_tx refund_tx status
Authentication
Server Key in Basic Auth header (Base64-encoded server_key:).
Configuration
Required Parameters
| Parameter | Description |
|---|---|
server_key | Kredivo Server Key from merchant dashboard |
client_key | Kredivo Client Key for frontend SDK |
base_url | API base URL |
Status Mapping
| Provider Status | 4pay Status | Description |
|---|---|---|
settlement / capture | charged | |
refund / partial_refund | refunded | |
cancel / deny / expire | rejected | |
pending (with action_required) | action_required | |
pending (otherwise) | charging |