Akulaku
Quick Start
- Sign up at akulaku.com and obtain API credentials
- Create a terminal in the Admin Console with the parameters below
- Start processing — the adapter is pre-built and ready to use
Overview
Akulaku — #1 BNPL by number of users in Indonesia (9M+). Multi-financial OJK license + digital bank (Neo Commerce). Cross-border SEA (ID, PH, MY).
| Provider ID | akulaku |
| Category | Buy Now, Pay Later |
| Website | akulaku.com |
Supported operations: start_tx refund_tx status
Authentication
HMAC-SHA256 signature in every request (sign = HMAC(sorted_params, secret_key)).
Configuration
Required Parameters
| Parameter | Description |
|---|---|
app_id | Akulaku App ID from partner dashboard |
secret_key | Secret Key for HMAC-SHA256 signing |
base_url | API base URL |
default_tenor | Tenor by default (1, 3, 6, 9, 12 months). Default: 1 |
Status Mapping
| Provider Status | 4pay Status | Description |
|---|---|---|
SUCCESS | charged | |
REFUND | refunded | |
FAIL / CANCEL / CLOSE | rejected | |
PROCESS (with action_required) | action_required | |
PROCESS (otherwise) | charging |