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Bank Transfers

Bank transfer adapters cover SEPA, SWIFT, ACH, open banking rails, and local interbank schemes across 60+ countries. Approximately 52 integrations in this category.


Global & Multi-Region

ProviderAdapter nameRegionsPay-inPay-outNotes
SWIFTswiftGlobalInternational wire transfers
SWIFT GPIswift_gpiGlobalTracking + faster settlement
Wisewise80+ countriesapi_token
Airwallexairwallex30+Also card processor
Currencycloudcurrencycloud180+login_id, api_key
Rapydrapyd100+Multi-method
OpenPaydopenpaydEU + UKclient_id, client_secret

Europe — SEPA & Open Banking

SEPA Rail

ProviderAdapter nameCountriesPay-inPay-outNotes
SEPA Credit TransfersepaEUStandard SEPA CT
SEPA Instantsepa_instantEUUp to 10 sec, 24/7
SEPA Direct Debitsepa_ddEUMandate required

Open Banking Aggregators

ProviderAdapter nameCountriesPay-inPay-outNotes
GoCardlessgocardlessUK, EUaccess_token
YapilyyapilyUK, EUapplication_id, application_secret
VoltvoltUK, EUclient_id, client_secret
Token.iotokenioEUOpen banking + SEPA
TrueLayertruelayerUK, EUclient_id, client_secret
NuapaynuapayIE, UK, EUapi_key
BanqupbanqupEUSME-focused

Country-Specific Rails — Western Europe

ProviderAdapter nameCountriesPay-inPay-outNotes
Faster PaymentsfpsUKGBP, under 2h
CHAPSchapsUKSame-day GBP large
BacsbacsUK3-day clearing
iDEALidealNLmerchant_id
GiropaygiropayDEBank-based push
SOFORTsofortDE, AT, CHconfig_key
EPSepsATAustrian bank transfer
Przelewy24p24PLmerchant_id, pos_id, crc
BLIKblikPLMobile code
FPS Thailandfps_thTHPromptPay QR

North America

ProviderAdapter nameCountriesPay-inPay-outNotes
ACHachUSStandard 1–3 day
Same Day ACHach_same_dayUSrouting_number, account_number
DwolladwollaUSclient_id, client_secret
PlaidplaidUS, CAclient_id, secret — bank link
RTP (Real-Time Payments)rtpUSTCH network, instant
FedNowfednowUSFed Reserve instant rail
EFTeftCACanadian ACH equivalent
Interac e-TransferinteracCAclient_id, client_secret

Asia-Pacific

ProviderAdapter nameCountriesPay-inPay-outNotes
PayNowpaynow_sgSGInstant, QR, mobile
FASTfast_sgSGSingapore interbank
NPP (PayID)npp_auAUAustralian instant
PayTopayto_auAUNew AU mandate rail
PromptPaypromptpay_thTHQR + mobile
InstaPayinstapay_phPHmerchant_id, api_key
PESONetpesonet_phPHBatch clearing
UPIupi_inINmerchant_id, key_index
IMPSimps_inINInstant interbank IN
RTGSrtgs_inINLarge-value same-day
FPS Hong Kongfps_hkHKHKD/CNY instant
RENTASrentas_myMYMYR large-value
IBFTPlusibft_myMYMalaysia interbank
XenditxenditID, PHapi_key
2C2P2c2pTH, SG, MYAlso card
Virtual Account (BCA, Mandiri)va_bca, va_mandiriIDIndonesian VA rails

CIS

ProviderAdapter nameCountriesPay-inPay-outNotes
SBPsbpRUFast Payment System RU
Sberbank OnlinesberbankRUusername, password
T-Bank (Tinkoff)tinkoffRUterminal_key, password
VTBvtbRUmerchant_id, api_key
RaiffeisenraiffeisenRU, AT, CZmerchant_id, api_key
MKBmkbRUmerchant_id
Halyk BankhalykbankKZmerchant_id, secret
KaspikaspibankKZPopular KZ super-app
Elcartelcart_kgKGKyrgyz local scheme
Elsomelsom_kgKGKG e-wallet / transfer
BepaidbepaidBYshop_id, secret_key
PaymepaymeUZlogin, password

MENA

ProviderAdapter nameCountriesPay-inPay-outNotes
AANIaani_aeAEUAE instant payment
SWIFT AEswift_aeAEAED wire
SADADsadad_saSASaudi billers & banks
FawryfawryEGmerchant_code, security_key

Africa

ProviderAdapter nameCountriesPay-inPay-outNotes
PaystackpaystackNG, GH, ZAAlso card
Flutterwaveflutterwave20+ Africasecret_key
PesapalpesapalKE, UG, TZconsumer_key, consumer_secret
DPO Groupdpo19 countriescompany_token

Latin America

ProviderAdapter nameCountriesPay-inPay-outNotes
PIXpix_brBRInstant, 24/7, free
Boleto BancárioboletoBRCash-at-bank voucher
SPEIspei_mxMXMexican interbank
PSEpse_coCOColombian bank debit
KhipukhipuCLChilean bank auth
GetnetgetnetBR, CL, ARclient_id, client_secret

Full parameter reference

For detailed authentication and configuration, click on any provider above to open its detail page.