Skip to main content

Bank Transfers

Bank transfer adapters cover SEPA, SWIFT, ACH, open banking rails, and local interbank schemes across 60+ countries. Approximately 58 integrations in this category.


Global & Multi-Region​

ProviderAdapter nameRegionsPay-inPay-outNotes
SWIFTswiftGlobal—✅International wire transfers
SWIFT GPIswift_gpiGlobal—✅Tracking + faster settlement
Wisewise80+ countries—✅api_token
Airwallexairwallex30+✅✅Also card processor
Currencycloudcurrencycloud180+—✅login_id, api_key
Rapydrapyd100+✅✅Multi-method
OpenPaydopenpaydEU + UK✅✅client_id, client_secret

Europe — SEPA & Open Banking​

SEPA Rail​

ProviderAdapter nameCountriesPay-inPay-outNotes
SEPA Credit TransfersepaEU✅✅Standard SEPA CT
SEPA Instantsepa_instantEU✅✅Up to 10 sec, 24/7
SEPA Direct Debitsepa_ddEU✅—Mandate required

Open Banking Aggregators​

ProviderAdapter nameCountriesPay-inPay-outNotes
GoCardlessgocardlessUK, EU✅—access_token
YapilyyapilyUK, EU✅—application_id, application_secret
VoltvoltUK, EU✅—client_id, client_secret
Token.iotokenioEU✅✅Open banking + SEPA
TrueLayertruelayerUK, EU✅✅client_id, client_secret
NuapaynuapayIE, UK, EU✅✅api_key
BanqupbanqupEU✅—SME-focused

Country-Specific Rails — Western Europe​

ProviderAdapter nameCountriesPay-inPay-outNotes
Faster PaymentsfpsUK✅✅GBP, under 2h
CHAPSchapsUK—✅Same-day GBP large
BacsbacsUK✅✅3-day clearing
iDEALidealNL✅—merchant_id
GiropaygiropayDE✅—Bank-based push
SOFORTsofortDE, AT, CH✅—config_key
EPSepsAT✅—Austrian bank transfer
Przelewy24p24PL✅✅merchant_id, pos_id, crc
BLIKblikPL✅—Mobile code
FPS Thailandfps_thTH✅✅PromptPay QR

North America​

ProviderAdapter nameCountriesPay-inPay-outNotes
ACHachUS✅✅Standard 1–3 day
Same Day ACHach_same_dayUS✅✅routing_number, account_number
DwolladwollaUS✅✅client_id, client_secret
PlaidplaidUS, CA✅—client_id, secret — bank link
RTP (Real-Time Payments)rtpUS✅✅TCH network, instant
FedNowfednowUS✅✅Fed Reserve instant rail
EFTeftCA✅✅Canadian ACH equivalent
Interac e-TransferinteracCA✅✅client_id, client_secret
Paysendpaysend170+—✅api_key, secret_key — payout only

Asia-Pacific​

ProviderAdapter nameCountriesPay-inPay-outNotes
PayNowpaynow_sgSG✅✅Instant, QR, mobile
FASTfast_sgSG✅✅Singapore interbank
NPP (PayID)npp_auAU✅✅Australian instant
PayTopayto_auAU✅✅New AU mandate rail
PromptPaypromptpay_thTH✅✅QR + mobile
InstaPayinstapay_phPH✅✅merchant_id, api_key
PESONetpesonet_phPH✅✅Batch clearing
UPIupi_inIN✅✅merchant_id, key_index
IMPSimps_inIN✅✅Instant interbank IN
RTGSrtgs_inIN—✅Large-value same-day
FPS Hong Kongfps_hkHK✅✅HKD/CNY instant
RENTASrentas_myMY—✅MYR large-value
IBFTPlusibft_myMY✅✅Malaysia interbank
XenditxenditID, PH✅✅api_key
2C2P2c2pTH, SG, MY✅✅Also card
Virtual Account (BCA, Mandiri)va_bca, va_mandiriID✅—Indonesian VA rails

CIS​

ProviderAdapter nameCountriesPay-inPay-outNotes
SBPsbpRU✅✅Fast Payment System RU
Sberbank OnlinesberbankRU✅—username, password
T-Bank (Tinkoff)tinkoffRU✅✅terminal_key, password
VTBvtbRU✅—merchant_id, api_key
RaiffeisenraiffeisenRU, AT, CZ✅—merchant_id, api_key
MKBmkbRU✅—merchant_id
Halyk BankhalykbankKZ✅✅merchant_id, secret
KaspikaspibankKZ✅✅Popular KZ super-app
Elcartelcart_kgKG✅✅Kyrgyz local scheme
Elsomelsom_kgKG✅✅KG e-wallet / transfer
BepaidbepaidBY✅—shop_id, secret_key
PaymepaymeUZ✅✅login, password

MENA​

ProviderAdapter nameCountriesPay-inPay-outNotes
AANIaani_aeAE✅✅UAE instant payment
SWIFT AEswift_aeAE—✅AED wire
SADADsadad_saSA✅—Saudi billers & banks
FawryfawryEG✅—merchant_code, security_key

Africa​

ProviderAdapter nameCountriesPay-inPay-outNotes
PaystackpaystackNG, GH, ZA✅✅Also card
Flutterwaveflutterwave20+ Africa✅✅secret_key
PesapalpesapalKE, UG, TZ✅—consumer_key, consumer_secret
DPO Groupdpo19 countries✅—company_token

Latin America​

ProviderAdapter nameCountriesPay-inPay-outNotes
PIXpix_brBR✅✅Instant, 24/7, free
Boleto BancárioboletoBR✅—Cash-at-bank voucher
SPEIspei_mxMX✅✅Mexican interbank
PSEpse_coCO✅—Colombian bank debit
KhipukhipuCL✅—Chilean bank auth
GetnetgetnetBR, CL, AR✅✅client_id, client_secret

Full parameter reference

For detailed authentication and configuration, click on any provider above to open its detail page.