PayTo
Quick Start
- Sign up at payto.com.au and obtain API credentials
- Create a terminal in the Admin Console with the parameters below
- Start processing — the adapter is pre-built and ready to use
Overview
PayTo — Australian NPP-based digital direct debit system. Mandate-based instant payments with real-time settlement. Australia only.
| Provider ID | payto_au |
| Category | Bank Transfers |
| Website | payto.com.au |
Supported currencies: AUD
Supported operations: charge (mandate-based)
Authentication
- Method: API Key + Secret
- Base URL:
https://api.payto.com.au/v1(prod) /https://sandbox.payto.com.au/v1(sandbox)
Configuration
Required Parameters
| Parameter | Description |
|---|---|
api_key | API Key |
api_secret | API Secret |
base_url | Base URL API |
creditor_id | Creditor ID |
Example Configuration
{
"provider": "payto_au",
"provider_params": {
"api_key": "your_api_key_here",
"api_secret": "your_api_secret_here",
"base_url": "https://api.payto.com.au/v1",
"creditor_id": "your_creditor_id_here"
}
}
Status Mapping
| Provider Status | 4pay Status | Description |
|---|---|---|
active | charged | Payment completed |
pending | charging | Mandate pending |
created | charging | Mandate created |
failed | rejected | Payment failed |
suspended | rejected | Mandate suspended |